What type of risk response behavior is Sally recommending by suggesting the purchase of cybersecurity breach insurance?

Sally's recommendation to purchase cybersecurity breach insurance exemplifies the risk response behavior of transferring risk. By opting for insurance, an organization shifts the financial burden of potential losses due to a cybersecurity breach to the insurance provider. This means that rather than directly absorbing the costs associated with a breach, the organization can mitigate its potential impact by having the insurer cover those costs, thus minimizing its financial exposure.

Transferring risk through insurance is a common strategy in risk management as it can provide a safety net for organizations, allowing them to focus on their core business operations while having some level of coverage in place for unforeseen events. This approach contrasts with other risk response behaviors, such as accepting the risk, where the organization would bear the losses themselves, reducing the risk, which involves implementing controls to lessen the likelihood or impact of a breach, or rejecting the risk altogether, meaning the organization would decide to proceed without any mitigation, which is usually not a practical approach for significant threats like cybersecurity breaches.